Commercial Auto Insurance

Personal auto policies typically don’t cover vehicles used for business purposes. If your business owns, leases, or operates vehicles, commercial auto insurance is crucial. Our team is dedicated to helping local businesses secure the right commercial auto insurance to cover their vehicles and safeguard their finances.

What Does Commercial Auto Insurance Cover?

Typical policies offer coverage for the following:

• Damage caused by hitting an object or another vehicle, regardless of fault

• Damage from fire, natural disasters, theft or vandalism

• Bodily injuries or property damage you cause to others while operating your vehicle

• Vehicles rented by your business or employees’ personal vehicles used for work

• Your losses if a company vehicle is hit by an at-fault motorist with no or insufficient insurance

Who Needs Commercial Auto Insurance?

Our clients include contractors, delivery services, landscapers, and any business that depends on vehicles for work. Whether you operate a single van or manage a fleet, South Carolina law may require commercial auto insurance if your vehicles are used for business purposes. Some lenders may also ask for proof of coverage if you loan or lease vehicles.

How Dixon Blackwood Insurance Agency, Inc. Supports Local Businesses

Our team works closely with business owners and fleet managers in Sumter, SC to assess risks and recommend coverage that fits your operations. We can help you understand your options and compare policies from different providers. We’re here to assist you in case you need to file a claim or review your current coverage.

Contact us now for a personalized quote.