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Home > Renters Insurance | Sumter and Summerton, SC

Renters Insurance


Renters Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Renters Quote Form

Renters Insurance Information

One essential way to protect yourself and your assets as a renter is through renters insurance. Renters insurance can help cover losses to personal property and provides financial protection against liability claims. There’s no telling if or when a costly incident could occur, but with renters insurance, you can help ensure you are protected. 

What Does Renters Insurance Cover? 

Renters insurance may offer the following components, among others: 

  • Personal possessions coverage may help replace or repair possessions damaged due to a covered event, such as theft or fire.
  • Liability protection coverage may help cover lawsuits for third-party bodily injury or property damage for which you or your family members are responsible. 
  • Additional living expenses coverage may help if you cannot live in your home temporarily due to a covered incident, such as a burst pipe. 

Some examples of perils typically covered under renters insurance include: 

  • Fire and smoke
  • Theft
  • Vandalism
  • Falling objects 

You may also want to obtain additional coverage for specific risks in your area, such as flood damage. Renters insurance policies do not typically provide coverage for losses sustained during flooding. 

Does South Carolina Require Renters Insurance? 

South Carolina does not have a law mandating renters insurance; however, it may be required by landlords or property owners. A rental agreement may state that a tenant must have a certain amount of renters insurance. Even if this is not the case, it is still highly recommended that tenants have a renters insurance policy to protect themselves from unexpected incidents. While your landlord might have insurance, it only protects the structure of the building. Your belongings are not covered under those policies. If an incident damages your personal property, you will be responsible for any associated costs.  

Contact Dixon Blackwood Insurance Agency Inc. today to discuss your insurance needs. We offer competitively priced insurance products through a customer service-driven, professionally managed agency.  

Contact Us Today!
Sumter: 803-494-8880
Summerton: 803-485-2900

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4248 Broad St. | Sumter, SC 29154
P: 803-494-8880
31 Railroad St. | Summerton, SC 29148
P: 803-485-2900
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