Motorcycle Insurance

Owning and driving a motorcycle is a thrilling experience, but it also involves inherent risks. Because of this, it’s essential to invest in motorcycle insurance to help protect your well-being and provide peace of mind. 

What Does Motorcycle Insurance Cover? 

Motorcycle insurance typically helps cover various expenses related to accidents or damages involving your motorcycle. The following are some common types of coverage included in motorcycle insurance: 

• Liability coverage may help pay for damages and injuries you cause to other people or their property while riding your motorcycle.
• Collision coverage may help pay for damages to your motorcycle if you are involved in a collision with another vehicle or object.
• Comprehensive coverage may help pay for damages to your motorcycle caused by events other than collisions, such as theft, vandalism, fire or weather-related incidents.
• Uninsured/underinsured motorist coverage may help protect you if you are involved in an accident with someone who doesn’t have insurance or who does not have enough insurance to cover the damages.
• Medical payment insurance (MedPay) may help cover medical expenses if you or your passenger is injured in an accident. 

The exact coverage can vary depending on the policy you choose and your individual needs, making it essential to discuss your situation with a qualified insurance provider. 

How Much Does Motorcycle Insurance Cost? 

The following are some key factors that can influence the cost of motorcycle insurance: 

• Your age, riding experience and driving record
• The make, model and engine size of the motorcycle 
• Annual usage and mileage
• Where you live and store your motorcycle
• Coverage options and deductibles
• Your claims history 
• Safety features and anti-theft devices 

Contact Dixon Blackwood Insurance Agency to discuss your insurance needs. We can help create a policy to protect yourself and your most valuable assets.